Investment Tools

NJ Investment
Property Calculator

Analyze cap rate, cash-on-cash return, and monthly cash flow before making your next investment in New Jersey real estate.

Purchase Details

$400,000
$100,000$2,000,000
25% ($100,000)
5%50%
7.000%
3.000%12.000%
30 years
1030

Rental Income

$2,800
$500$10,000
5%
0%20%

Monthly Expenses

$700
$0$3,000
$150
$0$1,000
$200
$0$2,000

NJ property taxes are among the highest in the US — adjust accordingly per county.

Results

Monthly Cash Flow

-$386

Negative cash flow — reassess inputs

Cap Rate

4.83%

Industry benchmark: 5-8%

Cash-on-Cash

-4.63%

Annual return on cash invested

GRM

11.9

Gross Rent Multiplier

Annual Cash Flow

-$4,631

After all expenses

Monthly Breakdown

Effective Rent$2,660
Mortgage Payment-$1,996
Property Tax-$700
Insurance-$150
Maintenance-$200
Net Cash Flow-$386

Calculator is for estimation purposes only. Actual returns depend on financing terms, local tax assessments, and market conditions. Consult a tax professional before investing.

Find Investment Properties with Mahesh

Why Invest in New Jersey?

Strong Rental Demand

NJ has one of the highest renter populations in the northeast — driven by NYC proximity, major universities, and corporate campuses.

Value Markets Still Exist

Counties like Passaic, Burlington, and Mercer offer entry points well below $500K with above-average cap rates.

Appreciation + Cash Flow

Strategic NJ markets have delivered consistent appreciation while still generating positive monthly cash flow for investors.

Ready to Start Investing in NJ?

I work with investors across New Jersey — from single-family rentals to multi-family and short-term rentals.